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Agenda
 
9:30 AM ET
Opportunities And Challenges For Regional And Community Banks, Presentation by Joseph Fenech

Joseph Fenech, Managing Principal & Head of Research - Hovde Group

10:00 AM ET
Royal Financial, Inc.

OTCQX: RYFL
Leonard Szwajkowski, President & CEO

10:30 AM ET
First Resource Bank

OTCQX: FRSB
Glenn B. Marshall, President & CEO

11:00 AM ET
Grand River Commerce Inc.

OTCQX: GNRV
Robert P. Bilotti, Chairman & CEO

11:30 AM ET
Suncrest Bank

OTCQX: SBKK
Ciaran McMullan, President and Chief Executive Officer
Jean Carandang, Chief Financial Officer
Peter Nutz, Chief Credit Officer
Steve Jones, Chief Operating Officer

12:00 PM ET
InsCorp, Inc.

OTCQX: IBTN
Jim Rieniets, President & CEO
Mark Bruchas, Executive Vice President & CFO

12:30 PM ET
Communities First Financial Corporation

OTCQX: CFST
Steve Miller, CEO & President
Steve Canfield, EVP & CFO

1:00 PM ET
Freedom Bank of Virginia

OTCQX: FDVA
Joe Thomas, President & CEO

1:30 PM ET
United Bancorporation of Alabama, Inc.

OTCQX: UBAB
Robert R. Jones III, President & CEO

2:00 PM ET
Orange County Bancorp, Inc.

OTCQX: OCBI
Michael Gilfeather, President & CEO
Robert Peacock, CFO

2:30 PM ET
Kish Bancorp, Inc.

OTCQX: KISB
William P. Hayes, Chairman & CEO
Gregory T. Hayes, President & COO
Mark J. Cvrkel, EVP, CFO & Treasurer